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THE SMART BUDGET · THE SMART BUDGET · THE SMART BUDGET
All apps
Finance iPhone · iOS 26
The Smart Budget

The Smart
Budget.

Your money logs itself. Smart Budget captures, cleans up, categorizes, and quietly flags your spending — all on your iPhone. You open the app to review, not to type. Private and on-device, built with Apple Intelligence.

The Smart Budget on iPhone
Out now on the App Store   —   Private, on-device money that logs itself. Built with Apple Intelligence.
Features

You review.
It does the rest.

Stop logging transactions by hand. Smart Budget does the tedious part, on your device.

01 — Automatic

It logs itself

Set up an iOS Automation once and your bank texts capture on their own — parsed, cleaned, and categorized. No bank login.

02 — Dashboard

Money at a glance

Available this month, today's spending, and what's coming up — the whole picture on the home tab.

03 — Notable

Catches what you'd miss

A quiet anomaly card flags spending that doesn't match your patterns — entirely on-device.

04 — Insights

Insights, not just numbers

Story cards narrate your money — pace forecasts, goal coaching, and where you're drifting. Pro tier.

05 — Budgets & Goals

Stay ahead of it

Set caps and savings targets. Watch the rings fill, and get a quiet nudge before you cross the line.

06 — Private

Private by design

Everything stays on your iPhone. No accounts, no bank login, nothing sold. iCloud sync runs through your own Apple ID.

Inside the app

See it
in action.

A glimpse at the interface — designed so you can review your money in seconds.

← Swipe the phone · or use the arrows

The promise

Money that
runs itself.

It logs itself

Stop typing in transactions. Smart Budget captures, cleans, and sorts them for you — you just review.

It stays private

On-device Apple Intelligence. Nothing you log ever leaves your iPhone. No trackers, no accounts, no data sold.

Free to start

Unlimited transactions, budgets, and goals — free forever. Pro adds the intelligence layer, shareable with your family.

Real people, real money

What early users
are saying.

★★★★★

"I haven’t seen something like this before, takes away the trouble of starting the budgeting from zero, built everything based on my data (safely thankfully) without any effort on my behalf, I am looking forward to see how this develops for me in the next few months, thank you!"

rubanow
Jordan · App Store Review

It's here.

Private, on-device money — that logs itself. Out now on the App Store.

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